Two months ago I had to buy a new phone because my new bank’s app refused to install on the android version of my previous (perfectly working) android phone that I had had for 6 years. The phone brand was not providing android updates for it.
And I was required to install the app because the website of the bank needed a code that only the app could provide in order to access my account.
And the app itself required a code that I could only get by SMS.
In normal situation I would have gone to a different bank but this time I can’t because I signed my mortgage with this bank…
And everything is a slog with them, I hate this bank. And I will be stuck with them for decades.
It should be illegal for bank to refuse access if don’t have the ‘correct’ phone OS
(perfectly working) android phone that I had had for 6 years. The phone brand was not providing android updates for it.
I get it through from the banks perspective. The OS is no longer getting security updates, so this is a fault of the phone manufacter for not having a long term commitment to security and OS updates.
And the app itself required a code that I could only get by SMS.
Yeah this is pretty bad.
And I will be stuck with them for decades.
Why’s that? I have my mortage through one bank but literally never use the actual services of the bank, I’ve never called them or used their app or logged into the site. My current account and savings accounts are with another bank separate to my mortage provider.
Also, won’t you be able to change when you come to re-mortgage if another bank offers a better deal?
Yeah, I do the same with my mortgage. Statements emailed to me monthly so I never need to log in to get them (annual escrow statement as well). Payments made via my normal bank’s Bill Pay feature. No reason to ever log in to my mortgage holder’s website/app.
I’m curious what this means. Personally I don’t give a damn who uses what do what’s good for you, but android is heavily customizable with different operating systems and apps for more minor tweaks. On top of all that switching from android to iPhone is IMMENSELY easier than iPhone to android.
If you’re referencing the Google apps that people get to involved with there’s many options to get away from them nowadays. There’s whole communities here on lemmy assisting with that for those in to deep or even those just joining the android community so they don’t get pulled in.
I use android not because it’s good but because I can get unlocked bootloader and that hack where you can spoof app permissions to provide them with fake data instead of using Google’s fake ass permissions system. I doubt this gives me 100% bulletproof privacy but not being able to harvest my data as reliably costs Google and the other big corporations money which is all I care about.
i’m so glad i’m on android
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As opposed to just using a flip phone? I’d happily use a FOSS based Linux phone if it were well developed and readily available.
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Until you can use things like banking apps on them they will never be mainstream sadly.
Two months ago I had to buy a new phone because my new bank’s app refused to install on the android version of my previous (perfectly working) android phone that I had had for 6 years. The phone brand was not providing android updates for it.
And I was required to install the app because the website of the bank needed a code that only the app could provide in order to access my account.
And the app itself required a code that I could only get by SMS.
In normal situation I would have gone to a different bank but this time I can’t because I signed my mortgage with this bank…
And everything is a slog with them, I hate this bank. And I will be stuck with them for decades.
It should be illegal for bank to refuse access if don’t have the ‘correct’ phone OS
I get it through from the banks perspective. The OS is no longer getting security updates, so this is a fault of the phone manufacter for not having a long term commitment to security and OS updates.
Yeah this is pretty bad.
Why’s that? I have my mortage through one bank but literally never use the actual services of the bank, I’ve never called them or used their app or logged into the site. My current account and savings accounts are with another bank separate to my mortage provider.
Also, won’t you be able to change when you come to re-mortgage if another bank offers a better deal?
Yea you are right I might be able to change sometime in the future.
Yeah, I do the same with my mortgage. Statements emailed to me monthly so I never need to log in to get them (annual escrow statement as well). Payments made via my normal bank’s Bill Pay feature. No reason to ever log in to my mortgage holder’s website/app.
You absolutely don’t have to stay at the bank you have a mortgage through. My checking/savings, auto loan and mortgage are all at different banks.
I’m on Graphene OS and I use six different banking apps with no problem.
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Feels good to be on graphene (and Debian)
I’m curious what this means. Personally I don’t give a damn who uses what do what’s good for you, but android is heavily customizable with different operating systems and apps for more minor tweaks. On top of all that switching from android to iPhone is IMMENSELY easier than iPhone to android.
If you’re referencing the Google apps that people get to involved with there’s many options to get away from them nowadays. There’s whole communities here on lemmy assisting with that for those in to deep or even those just joining the android community so they don’t get pulled in.
I use android not because it’s good but because I can get unlocked bootloader and that hack where you can spoof app permissions to provide them with fake data instead of using Google’s fake ass permissions system. I doubt this gives me 100% bulletproof privacy but not being able to harvest my data as reliably costs Google and the other big corporations money which is all I care about.