rootww@sh.itjust.works to linuxmemes@lemmy.worldEnglish · 2 years agoNew Debit Cardsh.itjust.worksimagemessage-square57linkfedilinkarrow-up1703arrow-down121
arrow-up1682arrow-down1imageNew Debit Cardsh.itjust.worksrootww@sh.itjust.works to linuxmemes@lemmy.worldEnglish · 2 years agomessage-square57linkfedilink
minus-squarenoredcandy@lemmy.worldlinkfedilinkarrow-up3·2 years agoThe US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
minus-squareHawke@lemmy.worldlinkfedilinkarrow-up2·2 years agoEven though the you already have to use the PIN at an ATM. No idea why there’s such a big functional difference between “credit” and “debit” cards.
minus-squarePhobosAnomaly@feddit.uklinkfedilinkarrow-up2·2 years agoI don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them. I’m happy to be corrected though.
minus-squareHawke@lemmy.worldlinkfedilinkarrow-up1·2 years agoThe only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.
The US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
Even though the you already have to use the PIN at an ATM.
No idea why there’s such a big functional difference between “credit” and “debit” cards.
I don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.
I’m happy to be corrected though.
The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.