• katy ✨@piefed.blahaj.zone
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    2 days ago

    sad thing is that it could be great as an alternative to mastercard/visa but crypto fash have just ruined any attempt to make it appealing to anyone other than crypto fascists.

    • Alphane Moon@lemmy.world
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      2 days ago

      You don’t need crypto as an alternative to MasterCard/Visa. There are multiple national payment systems that de facto work on a public benefit basis or offer no fees or very low fees.

      One major example is India’s UPI:

      https://en.m.wikipedia.org/wiki/Unified_Payments_Interface

      Even in a medium sized developing country like Ukraine, I can send anyone money (P2P, business payment, business transaction) with minimal or no fees on a near instantaneous basis off my phone.

      I am not on top of recent payment infrastructure developments, but from memory this is relatively common.

      No need for scam services like PayPal, Venmo.

      And this has been avaible for half a decade minimum (was living in another country before then).

      • DSN9@lemmy.ml
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        2 days ago

        Sure sure, is it a sound, decentralized bottom up monetary network built by the people for the people on cryptography rails on an uncensorable network?

      • katy ✨@piefed.blahaj.zone
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        2 days ago

        i’m not saying i’d use it or want it; i just meant it could have been had it not basically been relegated to the fringes by the cryptobros that made it unlikeable.

        • Alphane Moon@lemmy.world
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          2 days ago

          That’s fair. I do agree it has some properties to potentially be used in payment infrastructure systems.

          I would argue something like India’s UPI (we don’t have a name for it in Ukraine) is better in every possible respect than a payment infrastructure based on blockchain tech.

    • MushroomsEverywhere@lemmy.world
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      2 days ago

      As I understand it, cryptocurrency funnily enough works awfully as a means of transaction, because the amount of processing power required to make transactions is ridiculously high.

        • hark@lemmy.world
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          1 day ago

          If a cryptocurrency concentrates into the hands of a few, as assets tend to do in capitalism, then wouldn’t proof of stake mean those few control the cryptocurrency anyway?

          • Knock_Knock_Lemmy_In@lemmy.world
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            1 day ago

            If the protocol is badly designed, yes.

            In theory, the stakers should only be rewarded for correctly confirming transaction and that capital (staked tokens) should carry no votes in any protocol changes.