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Yeah good luck with that, most places have been cashless since the pandemic, and there are no banks that don’t do this, they’re required to have 2FA by regulatory compliance and they all implement it as apps to offset compliance costs with data harvesting.
I’ve not had that experience. Most of the places I go to or do business with prefer cash (most even charge for cards now), and my bank doesn’t do that stuff. If they do, I’ll just go to an FCU instead of a bank, since most of them do most of their business in-person.
That’s because we live in different countries. Judging by you saying FCU, presumably meaning Fan Control Unit or United States Federal Credit Union, you live in the United States.
I do not live in the United States. In the rest of the world, and especially Western Europe and the UK - where I live - cashless is very common if not the default.
Again, outside of the United States (1 country), banks tend to work like how I described, so there isn’t a bank that “doesn’t do that stuff”, and not only are most business cashless, there are even fairly common card payment machines at businesses that do not take chip and pin (or swipe, but they basically never did that, that’s just an American thing), only contactless is an option.
Then I would have some real issues living outside the USA. I believe in using cash, and I probably wouldn’t keep a bank account if I had to go through all that nonsense.
If my bank ever changes to do that, I would immediately find a different bank. Then again, whenever it’s possible, I do business in cash.
Yeah good luck with that, most places have been cashless since the pandemic, and there are no banks that don’t do this, they’re required to have 2FA by regulatory compliance and they all implement it as apps to offset compliance costs with data harvesting.
I’ve not had that experience. Most of the places I go to or do business with prefer cash (most even charge for cards now), and my bank doesn’t do that stuff. If they do, I’ll just go to an FCU instead of a bank, since most of them do most of their business in-person.
That’s because we live in different countries. Judging by you saying FCU, presumably meaning Fan Control Unit or United States Federal Credit Union, you live in the United States.
I do not live in the United States. In the rest of the world, and especially Western Europe and the UK - where I live - cashless is very common if not the default.
Again, outside of the United States (1 country), banks tend to work like how I described, so there isn’t a bank that “doesn’t do that stuff”, and not only are most business cashless, there are even fairly common card payment machines at businesses that do not take chip and pin (or swipe, but they basically never did that, that’s just an American thing), only contactless is an option.
Then I would have some real issues living outside the USA. I believe in using cash, and I probably wouldn’t keep a bank account if I had to go through all that nonsense.