

I find this is also a great way to decide if you even need it. I have a tab on my phone for stuff to buy. It collects so much crap I eventually deleted because the desire was fleeting.
I keep a paper list of large ticket items that I actually need so I can save up for them over time. I spend a lot of that time while saving shopping for the best option. I saved a lot while furnishing my house by buying secondhand because I had weeks and weeks to shop around.
I mean, anecdotally, I do know someone that bought a new build in mid 2008 for about 60k-ish less than what everyone else in the neighborhood bought for (earlier or later). The company building out the subdivision was pretty desperate and he had a solid stable job as a trucker. He managed to get all kinds of perks and stuff too.