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This is a complicated problem but the answer is likely ~socialism. The scenario you presenting is fix forward and try to retain the current economic status quo, which is imbalanced and rewards power and exploitation. We really should be living in a world where basic needs are guaranteed for everyone by a regulated market with multiple stakeholders keeping the process honest. Giving a single entity power generally doesn’t last longer than a generation or two.
4 bay nas 22tb drives = 88tb as a single volume. Backed up to offline single storage drives that are timestamped. Anything newer than that timestamp gets rsynced/robocopied to a new drive until it’s full., update timestamp, swap drive and rinse repeat. If a drive fails, just replace it and copy the contents of the backup drives to master and restored. Alternatively you can set a single disk tolerance raid.